The renovation brings the bids, then the contract. The storm brings the roofer and the insurance claim in the same month. The new house comes with an inspection and, soon enough, a contractor. The Homeowners Desk Library is all five products — four protection packages plus the House Book record system, every guide, calculator, and letter — for about half.
5 complete products · 8 working tools · every letter and script · Yours forever · All sales final| Package | What it covers | Alone |
|---|---|---|
| Contractor Protection | The contract, the deposit, the payment schedule, the lien exposure — and the plan when a contractor goes quiet. | $39 |
| Bid Decoder | The choice before the contract: three mismatched bids, normalized line by line, with the questions that expose a lowball. | $29 |
| Claim Inventory | The insurance claim after a fire, flood, or theft: the inventory system, the valuation rules, the adjuster letters. | $39 |
| Inspection IQ | The forty-page report triaged to the findings that matter, and the renegotiation they're worth. | $29 |
| The House Book | The everyday record system: shutoffs, systems, warranties, room-by-room history, contractors, seasonal maintenance. | $19 |
| Bought separately | $155 | |
| The Library | $99 | |
Every package: an exhaustive plain-English guide + working calculators and workbooks with every formula visible + editable letters and scripts. Roughly 350 pages and 8 working tools across the Library — plus the fill-in House Book.
Less than an hour of any professional you'd call mid-crisis, for the education that makes most of those calls unnecessary — and makes the necessary ones shorter, cheaper, and better prepared.
Then buy one — genuinely. The single packages exist because sometimes you need exactly one, this month, for $29–39. The Library is for the buyer who's honest about the base rate: own a house long enough and you will hire contractors, compare bids, and probably file a claim. At $99 versus $155, the shelf costs less than the third product bought separately.
Separately organized: five folders, each with its package's guide, tools, and letters — the same files individual buyers get. Download everything at once, use each package when its moment arrives, re-download any time.
No. The Library is educational material — plain-English explanation, working tools, and the exact words — but it is not legal advice, it isn't tailored to your state or situation, and buying it creates no professional relationship of any kind. Where law varies by state, the packages say so and tell you what to verify. For live disputes with serious money at stake, consult a licensed attorney in your state; you'll arrive better prepared than most clients ever do.
Because all five products are delivered in full the moment you click download — there's nothing to return. Every package's complete contents are listed on its own page; read them all before buying. All sales are final.